Which statement best describes the roles of field adjusters and desk adjusters?

• A. Desk adjusters inspect on-site; field adjusters prepare estimates, review damages, and finalize settlements.
• B. Field adjusters inspect on-site; desk adjusters prepare estimates, review damages, and finalize settlements.
• C. Desk adjusters handle on-site inspections while field adjusters focus on paperwork.
• D. Field adjusters review damages after desk adjusters submit the final settlement.

Answer: (B)