What is the primary purpose of the NYS 17-71 Independent Auto Damage and Theft Appraisal Adjuster license?

• A. It authorizes the holder to perform independent appraisals and estimates for auto damage and theft claims in New York on behalf of insurers.
• B. It grants authority to perform auto repair work in New York.
• C. It sets standards for salvage title processing in New York.
• D. It authorizes drivers to file auto damage claims without an adjuster.

Answer: (A)

The essential idea is that this license authorizes the holder to perform independent appraisals and estimates for auto damage and theft claims in New York on behalf of insurers. An independent auto damage and theft appraiser assesses the loss, determines the extent of damage or theft-related loss, and prepares valuations or estimates that insurers use to settle claims. It’s about providing objective loss valuations for insurers, not about repairing vehicles, setting salvage-title rules, or handling claim filings by drivers. Repair work is done by mechanics, salvage/title standards are regulated by other processes, and drivers filing claims is a general practice not granted by this license.