If the insurer intends to inspect damages before repair, it must do so within _____ days of receiving the claim.

• A. 3 business days
• B. 5 business days
• C. 6 business days
• D. 7 business days

Answer: (C)

Insurers are expected to verify the damage and prepare an accurate repair estimate before any work is done, and they must do this within a defined, prompt time frame after the claim is received. The mandated window is six business days from the day the claim is received. “Business days” means weekdays, excluding weekends and holidays, so this gives the adjuster a realistic but firm deadline to schedule and complete the inspection.

This is why six is the best answer: it represents the maximum allowed period for a pre-repair damage inspection. Shorter timeframes listed (three or five) would still be within six days, but the question is asking for the required window, not the minimum; a longer window (seven) would exceed the allowed limit and isn’t compliant.